BankerCollege

Account officers/relationship officers may not always understand the regulatory requirements for assessing the risks of both ACH and RDC clients.

• What are differences between credit underwriting and transactional risk underwriting?
• How do you set exposure limits while complying with regulatory requirements and ensuring that periodic reviews are performed in accordance with network Rules and regulatory expectations?

This payments webinar takes a deep dive from the time potential ACH and RDC customers are brought to the financial institution for review and approval through the duration of the relationship. 

Learn regulatory guidance, expectations and practical methods for complying while not forcing inefficient processes and inconveniences for the client.

Topics include:

• Best business practices for differentiating between credit underwriting and transactional underwriting;
• Providing a practical business practice for setting effective exposure limits,
• Providing an understanding of how to effectively monitor and perform your periodic risk reviews;
• Following effective and efficient methods for handling over-limit activity;
• Understanding Red flags to help you identify that an account or accounts may have increased risk and when to escalate;
• Creating a practical and effective periodic review process
  
  

BONUS MATERIAL: Best Practice Document Included

Best business practice document for credit, transactional underwriting, documenting over-limit activity, performing periodic reviews and reporting high risk activity to the board of directors or designated committee.

Who Should Attend:

• Account Officers
• Relationship Managers
• Treasury Managers
• Payments Professionals
• Electronic Banking Management/Staff
• Deposit Operations Management/Staff
• Risk Management
• Internal Auditors
• Compliance Management/Staff
• Senior Management