The Board of Governors of the Federal Reserve System (Federal Reserve) recently issued a series of amendments to Regulation CC (12 CFR Part 229). Regulation CC implements provisions of the Expedited Funds Availability Act of 1987 (EFA Act) (12 U.S.C. § 4001, et seq.) and the Check Clearing for the 21st Century Act of 2003 (Check 21 Act) (12 U.S.C. § 5001, et seq.).
This Bank Compliance Regulation has been modified to encourage all depository banks to receive, and for paying banks to send, returned checks electronically. As part of a series of these amendments, the Federal Reserve has adopted new warranties and indemnities related to checks collected and returned electronically and to “electronically-created items.” In addition, the Federal Reserve updated liability provisions of Regulation CC to address certain situations where there is a dispute between institutions regarding whether a check was altered or issued with an unauthorized signature.
In addition to the many changes that came in 2019, financial institutions (banks and credit unions alike) need to prepare for the next wave of subpart B amendment changes beginning on July 1, 2020!
This compliance webinar covers key requirements of Regulation CC, regulatory changes, and relevant implementation updates. Among other things, this webinar addresses:
- Final changes to the Regulation, including liability provisions
- Availability schedules, timing, common errors, and exception holds, and
- Impact on check-clearing policies and procedures
- July 1, 2020 Subpart B changes and what financial institutions need to know to prepare for them.
This bank compliance webinar is appropriate for:
- Bank executives, directors, and other senior officers
- Treasury officers and other key payments personnel responsible for administering a depository institution’s payments system
- Key treasury personnel interfacing with regulatory examination staff
- Compliance officers, branch managers, and bank operations specialists